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Best LIC Endowment Policies for Family Security, Child Education & Retirement
Compare LIC Jeevan Anand, Jeevan Labh, Jeevan Lakshya and Navjeevan Shri. Choose the best LIC policy for your family with guidance from a trusted LIC policy agent in Delhi NCR.
Choosing the right life insurance policy is not just about returns—it is about long-term family security, guaranteed maturity benefits, tax savings, and peace of mind. LIC of India has always been the most trusted insurer for Indian families. Among its many offerings, endowment policies stand out because they provide a perfect balance of protection and savings. Whether you are planning for your child’s education, your retirement income, or a financial safety net for your family, LIC endowment plans can play a vital role. In this guide, we explain which LIC policy is best for family, especially for middle-class households, salaried professionals, business owners, parents, and retirees. We will cover:
LIC Jeevan Anand
LIC Jeevan Labh
LIC Jeevan Lakshya
LIC Navjeevan Shri
Each plan is explained in simple language with maturity benefits, tax advantages under Section 80C, and suitability based on your life goals. If you are looking to buy LIC policy online in Delhi or want expert advice from a LIC insurance advisor near you, this page will help you make an informed decision.
Compare Top LIC Endowment Policies
| Policy Name | Type | Best for | Key Advantage |
|---|---|---|---|
| LIC Jeevan Labh | Limited Pay | Wealth Creation | Pay Less years, enjoy long term growth |
| LIC Jeevan Anand | Whole Life | Family Security | Life cover continues after maturity |
| LIC Jeevan Lakshay | Income Protection | Breadwinner | Annual Income for family on death |
| Nav Jeevan Shree | Guaranteed 7.5% return | Safe Investment | Better than bank RD or FD |
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LIC Jeevan Amar – Pure Term Insurance Plan by Life Insurance Corporation of India (LIC)
If you are looking for high life cover at affordable premium, LIC Jeevan Amar (Plan 955) is one of the most powerful pure term insurance plans offered by Life Insurance Corporation of India.
It is a non-linked, non-participating, individual, pure risk premium life insurance plan designed to provide financial protection to your family in case of your unfortunate demise during the policy term.
This plan is ideal for:.
- Income earners.
- Business owners.
- Professionals.
- Loan protection.
- Family income replacement.
- Tax saving under Section 80C
What is LIC Jeevan Amar?
LIC Jeevan Amar is a pure term insurance policy that provides death benefit only. There is no maturity benefit.
If offers:
- Large Sum Assured(25lac+)
- Two options: 1) Level Sum Assured (Under this option, the Basic Sum Assured remains constant throughout the policy term) 2). Increasing Sum Assured( Sum Assured increases by 10% every year,Increase continues for first 10 yearsMaximum increase up to 200% of Basic Sum Assured )
Key Features of LIC Jeevan Amar
1. Plan Type
- Non-linked
- Non-participating
- Individual
- Pure Risk Premium Plan
2. Sum Assured
- Minimum: ₹25,00,000
- No upper limit (subject to underwriting)
3. Policy Term
- Minimum: 10 years
- Maximum: 40 years
4.Premium Paying Term
- Regular Premium (till policy term)
- Limited Premium Payment Option available
Why Choose LIC Jeevan Amar?
✔ High Risk Cover at Low Premium
✔ Backed by Government of India undertaking
✔ Trusted Brand – LIC
✔ Suitable for long-term financial planning
✔ Ideal for income replacement
✔ Flexible premium options
✔ Inflation protection with increasing cover
LIC Jeevan Amar – Who Should Buy?
- Salaried individuals
- Businessmen
- Professionals
- Parents with dependent children
- Individuals with home loan
- Young earners starting financial planning.
If your income stops, your family should not suffer financially. LIC Jeevan Amar ensures their financial independence.
Documents Required
- Photo
- Pan
- Adhar
- Last 3 yrs ITR’s with computation.
- Cancel Cheque for NEFT(should have name printed on it)
- Id Proof of Nominee
- Bank proof Of Nominee
Forms required to Process Jeevan Amar
- Form no. 300
- SPL Mhr
- Physician Report
- FATCA
- Suitability Form
- ACR
Why Buy LIC Jeevan Amar from BestInsuranceDeals.in?
- Personalized financial consultation
- Premium comparison guidance
- Proper documentation assistance
- Claim support
- Expert LIC advisor guidance
FAQs about Jeevan Amar (Table No 190)
Yes, it is one of the most trusted term insurance plans in India, offering high coverage at affordable premiums.
No maturity benefit in pure term option
No, the coverage can not increase later however if the option II is chosen, then the sum assured will increase every year by 10% till it becomes 200%.
Yes, Medical is compulsory.
Yes, it is highly suitable for home loan protection and income replacement.
Policy may lapse after grace period. Revival option is very difficult process so it is advisable to keep the in force.
Why Choose LIC Jeevan Amar?
✔ High Risk Cover at Low Premium
✔ Backed by Government of India undertaking
✔ Trusted Brand – LIC
✔ Suitable for long-term financial planning
✔ Ideal for income replacement
✔ Flexible premium options
✔ Inflation protection with increasing cover
Career Opportunity in LIC
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Buy LIC Policy Online in Delhi NCR-BestInsuranceDeals.in
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Benefit of LIC Plans—-
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
LIC Plans
Career Opportunity in LIC
Resources For LIC Agents
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Invest
Rs 10K / month
For 15 Years
You Get
Rs 22L
in 21st Years
Returns ++
6.1%
Career Opportunity in LIC
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